Michael Freedman is Chairman and CEO of LHL Strategies, Inc and its subsidiaries. Michael has been a leading voice in the life settlement market for more than two decades, including serving as a senior executive for two life settlement companies before co-founding Lighthouse Life in 2018. Michael is the life settlement market’s leading expert on public policy developments, having been the driving force behind the enactment of virtually every state and federal law and regulation in force today, and has served as Chairman of the Public Policy Council of the Life Insurance Settlement Association (LISA), the life settlement industry’s oldest and largest trade group. Michael holds a BA from the University at Albany and a J.D. from the University at Buffalo School of Law.

Adam has over 20 years of life settlement industry experience, and was a co-founder of Settlement Benefits Association (SBA). While he wore many hats at SBA, he primarily focused on marketing and technology systems, while also helping to oversee the negotiating, underwriting, and accounting teams. Adam holds an MBA from the University of Florida, where he also served as a mentor in the program.

Charles brings more than 20 years of leadership experience in finance, accounting, and operations across financial services, technology, and entrepreneurial ventures. His expertise spans fund architecture, operational execution, regulatory compliance, and investor relations. He has consistently built scalable infrastructures that support rapid growth while maintaining strong governance and accountability—demonstrating his ability to balance ambition with institutional discipline.

Noam is a serial entrepreneur with more than 20 years of experience in the life settlement industry. He co-founded Settlement Benefits Association (SBA) in 2002 and was responsible for negotiating life settlement offers, closing transactions, and overseeing the sales team. Under his leadership, SBA became a nationally recognized Life Settlement company, reviewing nearly $8 billion in net death benefit and helping close over 1,000 policies. Beyond his work in life settlements, Noam is a member of The Young Professionals of Wellington, serves on the School Advisory Committee as a business member, and has been a subject matter expert published in the Wall Street Journal, Society of Financial Service Professionals, Agent Sales Journal, Ethics.net, and Florida Trends.

Nick Rubio brings nearly 20 years of experience in the life settlements industry to his role as Vice President, Policy Acquisition and Trading. Over his career, Nick has underwritten, serviced, and facilitated thousands of life settlements, managed portfolios, and developed proprietary systems to optimize performance, including pricing templates. He’s also recruited, trained, and managed global teams of professionals at previous life settlements firms. Nick prides himself on relationship management, accuracy, product knowledge, and navigating the nuances of the life settlement industry.