Lighthouse Life originates and acquires life insurance policies utilizing its specific knowledge of life settlements and the needs of life insurance policyowners. Led by a seasoned senior management team, with more than 100 years of combined experience in life settlements, life insurance and financial services, Lighthouse Life is dedicated to delivering fast, efficient and transparent life settlement transactions to policyowners, as well as providing investors with a diversified source of income through participation in the life settlement market.
Lighthouse Life Beacon Bonds are a fixed-income debt investment in Lighthouse Life Capital, LLC. Beacon Bonds provide investors an opportunity to participate in the life settlement asset class through the Lighthouse Life’s strategy of sourcing policies and generating fees as well as profits from the resale of the policies to third-party purchasers. Proceeds from the Beacon Bonds will be used to expand Lighthouse Life’s business through increased networking, marketing and advertising of its life settlement services and to purchase policies that can subsequently be resold, potentially generating revenue in weeks and months, not years, and mitigating the risks related to the construction and maintenance of a portfolio of policies typically associated with life settlements.
Michael Freedman is Chairman and CEO of LHL Strategies, Inc., and its subsidiaries. Michael has been a leading voice in the life settlement market for more than two decades, including serving as a senior executive for two life settlement companies before co-founding Lighthouse Life in 2018. Michael is the life settlement market’s leading expert on public policy developments, having been the driving force behind the enactment of virtually every state and federal law and regulation in force today and his recent service as Chairman of the Public Policy Council of the Life Insurance Settlement Association. Michael holds a B.A. from the University at Albany and a J.D. from the University at Buffalo School of Law.
Andrew has managed and directed operations and technology platforms in the life settlement market for more than 25 years. He was previously the Chief Information Officer at Coventry. While there, he was responsible for the design and implementation of the market’s first life settlement pricing and tracking system, and several other mission-critical enterprise and business intelligence systems. He has extensive experience in all aspects of information technology, operations, infrastructure, and facilities management, on both domestic and international levels. Andrew is an expert in cyber security and disaster recovery and received a certification in Cyber Security Management from the Information Systems Audit and Control Association. He holds a BS from Syracuse University’s Whitman School of Management.
Mark has more than 30 years of experience in capital markets, sales and marketing, and product development. Throughout his career, he has developed, deployed, and directed distribution strategies for alternative investment programs, helping investment managers expand the diversification of their portfolios. He was previously Executive Vice President and Head of Capital Markets for GWG Holdings from 2014 to 2017—a time when that company was a leader in life settlements—and has held leadership roles at Concierge for Advisors, Behringer Securities, Behringer Harvard Holdings, CNL Financial Group, Franklin Square Capital Partners, as well as other positions in retail and institutional securities sales and national account management over the past three decades.
He received his bachelor’s degree in business administration from the University of Texas at Arlington. He also holds an MBA in finance from Baylor University, where he currently serves on the Board of Regents as the representative of the Baylor Bear Foundation.
Jennifer brings more than 20 years of experience in accounting and finance, as well as a deep knowledge of retail alternative investment markets, to Lighthouse Life. Immediately prior to joining Lighthouse Life, Jennifer worked for seven years at Resource Real Estate in Philadelphia, PA, serving as Vice President and Chief Accounting Officer for the non-traded REITs. She began her career in 1998 working at KPMG, LLP, where she was a Senior Manager. She has also worked in accounting and finance at ACE INA Holdings, Inc., Iomega Corporation, Tekni-Plex, Inc., and AC Lordi. Jennifer earned an Executive MBA from the Erivan K. Haub School of Business at Saint Joseph’s University and a BS in Accounting at Rider University. She volunteers as a board member at several organizations in the Greater Philadelphia area.